Introduction
Welcome to XoraPay Ltd (“XoraPay”), a licensed Money Services Business (MSB) regulated by FinTRAC Canada, located at 1853-1771 Robson St, Vancouver BC V6G 3B7. These Terms & Conditions govern your use of our financial services and our website.
Acceptance of Terms
By accessing or using XoraPay’s services, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use our services.
Use of Services
XoraPay provides a range of financial services subject to these Terms & Conditions. You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations.
Account Registration
To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Privacy & Security
Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and disclose your personal information. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Compliance with Laws
You agree to comply with all applicable laws and regulations, including but not limited to anti-money laundering (AML) and counter-terrorism financing (CTF) laws and regulations.
Intellectual Property
All content, trademarks, logos, and service marks displayed on our website are the property of XoraPay or their respective owners and are protected by international copyright and intellectual property laws.
Limitation of Liability
XoraPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from the use of or inability to use our services.
Indemnification
You agree to indemnify and hold harmless XoraPay, its officers, directors, employees, and agents from any claims, damages, liabilities, costs, and expenses (including attorneys’ fees) arising from your use of our services or violation of these Terms & Conditions.
Changes to Terms & Conditions
XoraPay reserves the right to modify these Terms & Conditions at any time. We will notify you of any changes by posting the new Terms & Conditions on our website. Your continued use of our services after any changes indicates your acceptance of the new Terms.
Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of Canada, without giving effect to any principles of conflicts of law.
Contact Us
If you have any questions about these Terms & Conditions, please contact us at info@xorapay.com.
By using XoraPay’s services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. We look forward to providing you with secure and efficient financial solutions.
